Select Page

You need fast cash and can’t get it from your family and friends? And your credit score is not good enough for banks? Don’t worry! Payday loans for bad credit will help you solve any financial problem. Keep reading to see the best online payday loan lenders that can approve you regardless of a bad credit score.

Viva Payday Loans

Viva Payday Loans is an excellent option for people needing urgent cash. On the platform, you can submit a request form within minutes and get an almost instant lender’s decision.

The company cooperates only with direct lenders, so Viva Payday Loans is a guarantee of high quality. The platform doesn’t require a good credit score from borrowers. However, you need to meet the following eligibility requirements to apply for a payday loan for bad credit.

  • Be 18 years of age or older;
  • Have an active checking or savings account;
  • Have a steady source of income of more than $1,000 monthly;
  • Have a permanent address.


If you need to take a small loan of up to $10,000, is the right option. The platform connects its customers with reputable lenders that can approve even bad credit borrowers. To apply for a loan through CashAdvance.Com, you need to:


BadCreditLoans are a great choice for borrowers even with bad credit scores. The platform allows you to get an immediate approval decision and receive money in 24 hours. The main advantages of the platform are the following:

  • Quick loan application process;
  • Almost immediate approval decision;
  • Free service;
  • Security of your information.

Therefore, if you are a U.S. citizen or resident with an active bank account, phone number, and email address and can prove your monthly income, you can get approved even with bad credit.

Big Buck Loans

Big Buck Loans’ goal is to help people get money when it is needed. The platform works very simply:

  • You fill out an application form and submit it;
  • If approved, the lender contacts you within 1 hour;
  • Get money within a few hours.

However, to use the Big Buck Loans, you need to meet the following requirements

  • Be 18 years of age or older;
  • Be a U.S. citizen or permanent resident;
  • Have an active bank account;
  • Have a monthly income of more than $1,000.

Heart Paydays

Heart Paydays allows its borrowers to pay back payday loans in monthly installments, which is more convenient than repayment by the next credit check. You can get same-day funding on the platform regardless of your credit score. To apply for a loan, an applicant need to meet the following eligibility criteria:

  • Be at least 18 years of age;
  • Have U.S. citizenship;
  • Have a stable income of at least $1,000.